Impulse buying can be a major drain on your finances, often leading to regret and financial stress. But there are some things you can do to curb this habit and be more intentional about how and when you spend money. Here are some ways you can put the brakes on impulse buying.

1. Understand your triggers

The first step in curbing impulse buying is figuring out what triggers it. Common ones include stress, boredom, peer pressure, and the influence of advertising. Keep a journal of your purchases and make a note of the circumstances and emotions surrounding each impulse buy. Identifying patterns can help you find ways to avoid these triggers in the future.

2. Create a budget

A well-defined budget is a powerful tool for controlling impulse buying. By allocating specific amounts for various spending categories, you can keep track of your expenses and avoid overspending. Use budgeting apps like Brigit or PocketGuard to help you monitor your spending and stay within your limits.

3. Make a shopping list

Before heading to the store or shopping online, create a detailed shopping list of what you need. Stick to this list and avoid adding items on a whim. This approach helps you focus on necessary purchases and resist the temptation to buy unnecessary items. Apps like AnyList or Out of Milk can help you organize and manage your shopping lists efficiently.

4. Avoid shopping for entertainment

A lot of people shop when they’re bored, and since there’s no specific plan, that can lead to trouble. Instead of shopping to pass the time, try to find other things to do that are fun for you without the financial consequences. Things like reading, exercising, or spending time with friends and family can be fulfilling and help you stay clear of unnecessary spending. If you’re going to the mall to escape the heat, go see a movie in a nice, air-conditioned theater instead.

5. Seek support

If you find it hard to control impulse buying on your own, get support from friends, family, or a financial advisor. Sharing your goals and challenges with people close to you can provide accountability and encouragement. Joining a financial support group or online community can also offer practical tips and motivation from people with similar challenges and goals.