Real financial wellness tips given by real people

Managing household expenses can be challenging, mostly because there are so many of them. From utility bills to groceries, insurance premiums, and more, the costs can add up fast. But with a little research and planning, you can lower your bills and save money. In this comprehensive guide, we’ll explore practical strategies to help you …

Car insurance is a must-have for every driver, but finding the best car insurance for your needs can be a big task. With numerous providers and policy options available, it’s essential to navigate the process effectively to secure the right coverage at the best price. In this guide, we’ll explore the steps to find the …

When it comes to important numbers, your credit score is right up there with your social security number, your best friend’s phone number, and your PIN. It’s the number that lenders, landlords, and even employers use to check your creditworthiness. It’s useful to understand the credit score range and how it impacts your financial life. …

Renting instead of buying a home or apartment has a lot of advantages, like flexibility and fewer responsibilities than homeownership. But it’s still important to protect everything you have in the house in case of theft, fire, or other disastrous events. For people who own their homes, these things are covered by homeowners insurance. And …

Pets can add so much to our lives, but—as our parents told us when we got that first goldfish—they’re a big responsibility! In addition to feeding, training, and caring for them, we have to cover their healthcare needs. Which can sometimes be pretty expensive. So many pet owners have to consider whether pet insurance is …

When it comes to leasing a car, your credit score plays a major role in whether you’ll qualify and what terms you can get. But what if you have bad credit? Will you still be able to lease a car? The short answer is yes—but it might require some extra effort and consideration. Let’s get …

Credit cards have revolutionized the way we spend money. With so many options available, choosing the right one can be a little overwhelming. Each type of card comes with its own set of features, benefits, and potential drawbacks. Here’s a comprehensive guide on how to choose the right credit card for your needs and lifestyle. …

Employer matching is a valuable benefit a lot of companies offer to help employees save for retirement. It basically means that you contribute a portion of your paycheck to a retirement account (often a 401k or IRA) and your employer matches it, up to a certain amount. The additional money from your employer can really …

Setting financial goals doesn’t sound like the most exciting thing… it’s full-on adulting, for sure! But it can definitely lead to less stress, and also help you afford to do more fun things. Starting with short-term goals is a great place to start. This will help you build a solid foundation for  things you want …

Having a pet can really make your day-to-day life better (it’s hard to beat unconditional love from someone who can’t talk!), but it can also be expensive. From food to toys and healthcare (and boarding if you have to be away from home) the costs can add up. But with some savvy shopping strategies, you …

Credit cards… are really useful, right? They keep us from having to carry cash, and they help us to pay for things that we may not have the money for right now. Except, that last part can get us into trouble. Credit cards—like an enabling, bad influence friend—make it possible to spend more than we …

Credit cards are the go-to payment method for many of us, since they’re convenient and give us buying power when we need it. But many of us have gotten that unexpected email from our credit card company saying that they’ve decided to give us more credit. Which of course seems really validating at first—what an …