Real financial wellness tips given by real people

Verizon is offering some very helpful options during the Coronavirus era. Individual customers, as well as small businesses experiencing difficulty paying their Verizon bill, can now extend their payment date to 6/30/2020. This can be easily done by logging into your Verizon account and confirming that you would like to have your payment extended. During …

October 1, 2019 Corey Stone is the former Assistant Director of the Consumer Financial Protection Bureau, Overdraft Division In a short period of time the Fintech ecosystem has produced a dozen or so companies that offer small increments of cash in the form of early access to earned wages or other forms of advances. These companies …

September 12, 2019 My First Lesson in Bank Overdraft Fees I was only sixteen years old when I received my first overdraft fee. Without much financial knowledge at the time, I was perplexed when I had been charged for having less than the required amount in my checking account. This charge then caused me to …

September 5th, 2019 Credit is crucial! In other words, a credit score is ever-present even if we are not always thinking about it. Having poor credit can limit your opportunities ranging from opening new credit lines, purchasing a car, or even renting an apartment. Better credit will allow you to leverage these things without having …

August 12, 2019 In the United States, 16% of people have credit scores below 580. A score below 580 is considered quite low, and could seriously affect your ability to take out any sort of loan. While unsecured loans for bad credit borrowers are available, they aren’t great options due to high interest and fees. …

August 8, 2019 Ever try training a puppy? Well, even if you haven’t you can sort of picture the process. A lot of patience, lack of maybe initial knowledge and tons of frustration. This might be an odd comparison, but raising a young pup is actually quite similar to getting loans for bad credit. It …

August 8, 2019 Being in the military is a daunting and difficult job, and members should not have to worry about their finances. Unfortunately, that’s not the case today, since 62% of military families say finance is their biggest concern. Many loan companies specifically market themselves to military members. Fortunately, federal government regulations are put …

August 6, 2019 For city-dweller and Brigit member, Vanessa, staying on top of bills and expenses is very important. Although she keeps a close eye on her budget, additional expenses come up from time to time, occasionally leaving her short on cash. While finding a way to get cash when needed, she was recommended to …

August 6, 2019 When I first had an overdraft fee charged to me, I was confused, ashamed and embarrassed. I didn’t know what the policies were and who to speak to about this issue. After a little research, I realized that Americans paid 34 billion dollars in overdraft fees in 2017 alone! I realized this …

August 2, 2019 Credit checks can be a big obstacle when trying to take out a payday loan. The good news is that when it comes to payday loans, no credit check options are available. The bad news is that these options are horrible due to ridiculously high interest rates and fees. For most, though, …

August 1, 2019 Picture it: You get hit with an unexpected bill, perhaps for a medical expense or a pipe burst in your living room, or you car broke down again. Your credit cards are either maxed out or non-existent and your friends and family are tired of lending you money. To top it off, …

July 18, 2019 Bank of America is the second largest bank in the United States, with over 4,500 branches. It’s very likely that you know a few people who have an account with them. What you might not know is that a Bank of America overdraft fee charges about the same amount as Netflix does …