Let this be your guide to know if you need help budgeting and sometimes need a cash. Repeat after me, “I will not pay my bank an overdraft fee.” Again! “I will not pay my bank an overdraft fee.” Take a look in the mirror and keep saying it if necessary. This can be your …
July 18, 2019 An overdraft fee occurs when you attempt to make a payment that would result in a negative balance, so your bank covers the difference for you. They can be triggered by withdrawing cash at an ATM, writing a check, or making a purchase with your debit card. In 2018, banks collected more …
June 17, 2019 If you’re someone who is affiliated with the military, you may be familiar with a USAA checking account. While USAA advocates its support for military members and their families by waiving opening deposit fees and allowing the option to get paid early, the bank does not talk about how costly it can …
June 16, 2019 An TD Bank overdraft fee is charged when TD Bank pays for a transaction or returns it when you spend more money that is in your TD Checking account. “A $35 TD Bank overdraft fee applies to each transaction that overdraws your available account balance.” A $35 TD Bank overdraft fee applies …
June 6, 2019 While instant payday loans might offer a quick fix, they do not offer a permanent solution for money problems. Although tempting, taking out payday loans to cover your needs makes less sense than saving. Payday lenders do not have your best interest at heart when you’re searching for an instant money solution. …
May 30, 2019 There are many reasons someone might fall into debt or otherwise acquire a bad credit score. But having bad credit doesn’t mean you’re an irresponsible person. Let’s be honest, emergencies happen, and most times, money is the only fix. But your paycheck can only reach so far and you can’t always borrow …
May 29, 2019 I don’t know about you, but I like saving money. I like saving money so much that I primarily shop secondhand, keep all of my plastic shopping bags, and have even signed up for rebates and rewards at all of my favorite retailers. But even after all this, I still think of …
May 29, 2019 To understand how a Chase Bank overdraft fee works, we first need to know what an overdraft fee is. An overdraft fee occurs when you don’t have enough money in your account to cover a transaction but your bank covers the charge for you. Overdraft fees average around $34 for many banks …
May 28th, 2019 So maybe you recently checked your credit score and saw it was 650. At the time, you thought, “Oh, 650 is a good credit score!” That is, until you checked online, only to find that it wasn’t as good as you originally thought. Although your new goal becomes to have a ‘good’ …
May 27, 2019 Picture it, if you will, the year is 2015 and I am living my best life. If by best life you mean constantly hitting zero on my checking and savings account simultaneously because I don’t know the difference between a want and a need. When I say zero what I really mean …
May 24, 2019 We’ve all experienced a time when we’ve run short on cash to pay an upcoming bill. Maybe the bill just slipped your mind or an unexpected emergency expense came up, leaving you short on cash to pay your remaining bills for the month. In times of need like this, you may look …
May 21, 2019 When your balance is low and you’re in urgent need for cash, it’s as if your survival mode kicks in, and you start frantically looking for the easiest and fastest way to get the money you need. This may mean turning to a friend, family member, or your bank for money. If …