As the chill in the air sharpens, and the days get shorter, staying warm becomes a priority. But cranking up the heat and splurging on luxurious winter gear can put a chill right into the heart of your wallet. And yet… saving money doesn’t do you a whole lot of good if you end up freezing to death. But you don’t have to choose—you can stay cozy and comfortable without icing your bank account.

Here are some fun, creative, and affordable ways to keep warm affordably this winter.

1. Layer like a pro

You don’t need to buy expensive, high-tech clothing to stay warm—layering is the key to keeping cozy. The key is to wear multiple thin layers instead of one big bulky jacket. Start with a thermal or moisture-wicking base layer, add a soft, insulating layer (think fleece or wool), and top it off with a windproof or water-resistant jacket if you’re heading outside. Don’t forget to layer up indoors, too!

Brigit tip: Raid your closet for old sweaters and scarves to use as layering pieces. You can also find great deals on second-hand clothing at thrift stores or online marketplaces.

2. Warm up with homemade comfort drinks

Nothing warms you up from the inside out quite like a hot drink. Skip the pricey coffee shop lattes and whip up your own delicious (and budget-friendly) comfort drinks at home. Hot chocolate, spiced apple cider, or a cozy chai tea are all easy to make and perfect for sipping while bundled up under a blanket.

Brigit tip: DIY a hot chocolate bar for yourself with toppings like marshmallows, whipped cream, and cinnamon. For extra savings, buy ingredients in bulk—you’ll get more cups of cozy for less cash!

3. Use your oven for double duty

When it’s cold outside, your kitchen can become your best friend. Baking a batch of cookies or roasting a tray of vegetables not only fills your home with delicious aromas but also helps warm up the kitchen. Once you’re done cooking, leave the oven door open (after you’ve turned it off) to let the residual heat warm the house.

Brigit tip: Stock up on affordable pantry staples like oats, potatoes, and root veggies that are perfect for roasting and baking—they’re comfort food on a budget!

4. Switch to cozy bedding

You don’t need to run the heater all night if your bed is a warm haven. Invest in a good set of flannel sheets or a thermal blanket to stay warm while you sleep. Adding an extra blanket or down comforter to your bed is an easy way to trap warmth without relying on energy-guzzling space heaters.

Brigit tip: Thrift stores or clearance sales are great places to find cozy blankets and bedding at a fraction of the price. You can also layer multiple thin blankets for extra warmth instead of buying a new comforter.

5. Block out drafts

Your home could be leaking precious heat through doors and windows without you even realizing it. Fight those drafts with DIY weatherproofing! Simple fixes like draft stoppers (which you can make from old socks or fabric stuffed with rice), foam tape around windows, or heavy curtains can keep the warm air in and the cold air out.

Brigit tip: Use towels or blankets you already have to block drafts, or check out dollar stores for inexpensive insulation kits.

6. Get moving indoors

Want to warm up fast? Get moving! You don’t need to join a gym to stay active in winter—simple exercises like stretching, dancing around your living room, or following a free workout video online can help you stay toasty while boosting your mood. Plus, it’s a great way to shake off those winter blues.

Brigit tip: Dance parties are free! Turn on your favorite playlist and dance like no one’s watching to keep the cold at bay. Not only will you warm up, but you’ll have fun doing it.

7. Light it up with candles

Candles aren’t just for ambiance—they can also provide a little extra warmth, especially in small spaces. Lighting a few candles around your living room while you relax can make the space feel cozier and take the chill off. Plus, the soft, flickering glow adds an inviting, hygge-like atmosphere.

Brigit tip: Stock up on budget-friendly candles from discount stores or make your own using DIY candle kits for an even more affordable (and creative) option.

8. Use rugs and carpets

Bare floors can make a room feel much colder, especially if you have hardwood or tile. Throw down some rugs or carpets to help insulate your space and keep your feet from getting frosty. Not only do they add warmth, but they also make your home feel instantly cozier.

Brigit tip: Look for affordable rugs online, or check out local thrift stores and garage sales for gently used options. You can even layer smaller rugs for a trendy, budget-friendly look.

9. Warm feet, warm body

Did you know that keeping your feet warm helps regulate your whole body’s temperature? Slipping into a pair of thick, fuzzy socks or slippers can make a huge difference in how warm you feel, even in a cooler room.

Brigit tip: If you don’t have cozy slippers, no worries! You can layer regular socks for extra warmth or even make DIY sock slippers with some old wool socks and a bit of sewing know-how.

10. Snuggle with a DIY heating pad

Need a little extra warmth while watching TV or reading a book? Make your own heating pad with materials you already have. Fill an old sock or fabric bag with rice, tie or sew it shut, and heat it in the microwave for a minute or two. These homemade heating pads are perfect for keeping your hands, feet, or back warm on cold nights.

Brigit tip: Use leftover fabric scraps or old clothes for the DIY heating pad. You can also add a few drops of essential oils like lavender or peppermint for a soothing, spa-like touch.